For independent agents
Two dedicated underwriters. 24-hour turnaround. Zero wholesale layers.
Vesper appoints retail independent agencies directly.
Human underwriting. Not a call center.
Every quote comes with a real explanation from a real underwriter. Two named underwriters per agency — you know who is looking at the file.
Actuaries in the operator’s seat.
Two Fellows of the Casualty Actuarial Society run the book. Underwriting is led by people who price workers’ compensation for a living.
Multiple human points of contact.
Named underwriter phones. Business-development cell. Co-founder cell. If something is stuck, you are not waiting on a ticket.
Who we appoint. Licensed retail independents with E&O and a modest year-one plan — about $25K in workers’ comp new business. We do not appoint captive agents (State Farm, Allstate) except case-by-case.