Everyone claims fast quotes.
Complete submissions quoted by the next business day. Ask your underwriter for this month’s hit rate. We will show you the number.
Why Vesper
What makes Vesper different.
Short answers. The full conversation happens with your named underwriters.
You’ll cherry-pick hard accounts.
Trucking is our largest preferred class. We write roofing, framing, and tree service before we chase clerical. Hard classes are the book, not the exception.
MGAs disappear on high-mod.
No mod maximum. Above 1.30 there is a supplemental path — not a no. High mod is a conversation with a specialist, not an automatic decline.
MGAs churn paper.
Clear Spring is our sister company inside Group 1001. A− Excellent (A.M. Best). We are not renting a rating and shopping it next year.
Wholesaler-priced business in your book.
We appoint retail independents directly. We do not source through wholesalers in the ordinary course. Key wholesale relationships exist; BOR games do not.
How do I know underwriting is good?
Two FCAS operators. Every account by an experienced WC specialist. We also white-label that same operation for a third-party A-rated carrier.
Ready to see it? Apply to be appointed or submit a risk in the agency portal.